…insurance, that is, for that adult child of yours who is between jobs, doing a temporary thing, or fresh outta school. The insurance jig is up the day they leave the job or school and if something happens, it will back up on you.  When they ask for help, what will you say, “Sorry, I just can’t help out with that emergency appendectomy?”  If the COBRA coverage from the job is expensive, as it often is, check out Golden Rule Health Insurance.  If you need a few-month “bridge” between coverage, Assurant Health has an approximately $100/month temporary plan.  If you lose your job and you have kids under 18, every state has a low-cost health insurance plan for children.  Call 877-KIDS-NOW.